How can I keep my UK bank account while living in Thailand?

Why would you tell your bank anything?

Halifax?

I had an HSBC account in the UK for years while living in Thailand. Had funds in the account, but never used it as I had a Thai bank account that my salary was paid into. My UK address was the address for my HSBC account when I opened it.

Why does people tell there banks they are moving to Thailand then complain because the bank is going to sit there account down ,use a relative address or good friend ,don't tell the bank anything if you plan to keep account active

Dont tell them

I wouldn’t have told them and keep a uk mail address tell them nothing

Have 3 bank and 1 building society account. All have brothers address. Pension paid into one bank and standing order to the other 3 every month. No issues so far after over 2 years

Try Revolut. Highly recommended.

Friends, relative address. Keep a UK mailing address and all good

Use Wise

I have accounts with Halifax and NatWest. I told them both in branch about moving to Thailand and they were happy to give me advice. I use the Halifax mostly and their Mobile app makes it easy to change your smartphone to Thai number for one time passcodes when setting up new / large payments etc. The code texts come through to Thai number immediately. NatWest gave me a card reader to get passcodes for new payments etc. I use my sisters postal address for new cards etc.

Send funds from UK using wise and never had a problem

Google bank's that are closing in UK this Year

Don't under estimate banks they will close you're ac

Wize or revolute sack your bank these are far better for rates everthing easy

I still have my current account with barclays and living in Thailand for the last 22 years. I just have to move at least £5 within 3 months to keep it active.

My concerns would be if you move your residence and the Sh*t hits the fan sometimes in the future,and you need to return in a hurry for whatever reason the last thing you need is a bureaucrat tell you no you can't enter, your not a resident!!

If your head hurts now, wait until you try to open a Thai Bank account.

Although not entirely legal, I just haven't told my bank. My main bank that is. I had some other accounts and I try not to tell them either, but did it a few times. Some of them got closed, some of them stayed open. It depends on whether the bank is willing to fulfill the requirement to inform the Thai tax authority of your property. Some find that too much work and will close the account, but with larger ones the odds are higher they they'll just do so.

I don't yet know what repercussions there will be but there certainly is a way they could find out something isn't right: when your bank informs your national tax authority of your belongings, they'll communicate back that you no longer live there and that the bank hence needs to request you updating your data. Not doing so may not go down well in the future. I guess I'll have to bear that consequence some day, but I must also warn you for it.

Crazy seeing everyone saying don't tell the bank, but possibly the UK is different than Aus...You need to update everything within a few weeks in Aus after you move. I personally wouldn't be gambling having my life savings account locked down/closed/restricted/lost etc. by trying to skirt the rules. But again maybe in the UK you don't need to update your licence address or address with the banks, Medicare etc after you move...

Starling

I told my bank exactly what I was doing and they said no problem. Gave them a forwarding UK address and my Thai telephone number. They know I’m tax resident in Thailand. This was for an existing current account. Most people run into trouble when trying to open a new current account as this almost certainly requires you to be a UK resident.

Go to a building society

I use Nationwide

actually better than any Bank

Don't tell them you've moved!?!

Just try and get a 'care of' address, a friend or family member

I’ve lived in thailand 5 years and still have 2 accounts, I use my family’s address 👍

Register your bank at a family member

Become your own bank de centralised currency with a private digital wallet

If you have a UK address no worries I wouldn’t even tell your bank

Use a an address and tell the bank nothing.. I left the UK in 2000 used my brothers address and live in Bangkok for 23 years..still have my Bank account both Savings and current.. just drip feed it once in a while.. the bank are just being nosey..

Tell the banks fuck all you still live in uk if asked

Just don’t tell them you’re leaving

Keep the address if your sons in it.. Get a revolut account and use that in Thailand.. Why anyone still uses banks is beyond me...

Typically scumbag banks

Use Wise or Revolut

Change nothing

Just make certain you are still on the electoral register at that address. Remember that once you live in Thailand for more than 180 days a year you will be a tax resident. Thailand has signed up to CRS and therefore shares all your bank accounts and tax returns with the UK and vice versa.

Revolut are fine with living overseas and transfers to THB are usually better than Wise.

Not sure the point of the post, you have a uk address, you haven't told them, you read something!

Years ago I was with natwest. I got a job in the US, so natwest moved my account, which was in negative overdraft to Douglas Isle of Man. I got a posh letter from the manager welcoming me to the branch. First thing I did was send him a usd cheque after my first paypacket asking him to pay it in. It was cheaper, easier and quicker than expecting my us bank to do the transfer. Nationwide building society also allow non uk addresses.

@Richard ******

why did you tell them ffs?

Keep a UK address do taxes as normal transfer money in and out of your UK account ( needs activuty) as a presence in the UK is all you need. Just say your going on holidays

I use Wise

Use Lloyd's.

Use HSBC. They have a free Global account you can operate with their current account. Foreign transfers and purchases through the Global accou t have no fees from HSBC

Not sure about the rules in the UK, but in the US, many banks allow you to use the address of a mail service, as long as you can prove that it's "your" address, and proving that is as easy as getting your phone bill sent there. Are you planning to keep your UK mobile number?

Use relatives address. Don't tell them you moved here.

Why tell them, they only know what you tell them, if you can keep a UK mailing address it won't be a problem..

Just keep a UK mailing address. Surely you must have a friend or family whose address you can use.