Can I have UK life insurance paid out to someone living in Thailand if I die?

In the US there are financial institutions that have television commercials offering to purchase your life insurance policy. I suppose they do the math and come up with a life expectancy vs the cash value of the policy vs expected payments up till death. Since we all die someday, getting the cash at the end of life is a mathematical certainty.

The point of that is, I don’t believe you need a relative to get the value of your policy after death. The beneficiary needs to know how to navigate the claim process.

On my own, I don’t think I could do it in a foreign country unless being a highly educated person.

Generally, if you take out a policy while resident in the UK, you can name whoever you like to be a beneficiary. Check to see whether the policy will cover you once you move out of the UK.

You should really ask your insurance company.

I don't think you will ever die so less of the 'if' please.

Yes you can, Ive just retired from my uk business in life insurance and all you need to do is write your policy into a discretionary legal trust nominating who you would like to benefit from the monies (they can live anywhere in the world)…also means no requirements for legal involvement and the money is tax exempt…easy to download from internet on your insurance company website and there’s no time restraints…just be careful on which trust forms you complete as there’s loads of them ‘discretionary trust’ is what you need 👍

Talk to the expert team at

@Tenzing ********

, they have offices in Bangkok, Pattaya and Hua Hin and are the leading expat health and life insurance broker in Thailand.

Think about it, her relatives WILL kill you for the payout 🤣😂🤣

Speak with

@Peter ******

uk financial advisor dealing with insurance in Thailand.

US policy will allow it. I think you have to provide proof to they're a dependent. Financially reliant...

Best to ask the Uk life insurance company than random people on Facebook!