Has anyone refinanced a mortgage after the 3 year initial period?

What kind of fees does that entail? Is it easy?

And is it worth it to just get the lower 3 year rate vs having it reset to MRR?

Also what about switching banks vs staying with the same bank? Is that possible?

To all the grumpy expats with nothing going on in their lives…I’m not interested in your jaded opinions. Keep it to yourselves. 😂

Hello guys,

In 2026 I will surely apply for the DTV VISA but for the year 2025 I only plan to stay 6 months in Thailand.

How do you manage to rent for 6 months?

I have the impression that it's an obstacle course. 99% of landlords only want a minimum one-year contract.

For those of you who have been able to rent for 6 months, how did you manage?

My agent have recommended that I rent for 1 year, but he'd find me a renter at the end of the 6 months.

Do you have any advice?

Thanks in advance

Hello everyone,

I just have one question. Is there any legal and easy way to get the deposit of my rent back?

I know i m not the first one and i will not be the last one with this problem, but please share with me your thoughts.

Thank you very much