I pay WRlife about 60k b age 72. No deductible. In patient / emergency only. Frankly for outpatient I love my local public hospital. So good and so cheap. I have never claimed. So I have no idea if they actually pay. Talking to people I believe that they are good
You sound quite an expert on this. So am I. I have a PhD. And it didn’t take the kind of times you seem to admire. And it wasn’t from some trashy college either. I don’t need random people on FB pumping nonsense at me. Let’s close this discussion. It’s a total waste of time.