What is the average cost of medical insurance for expats in Thailand over 65 years old?

I'm 75 and got hospitalization insurance from AIA about 10 years ago. My yearly renewal is just under 100,000 baht. I've been hospitalised 3 times for surgery. I'm very satisfied with the coverage and the deductible for each time was <5000 baht.

After reading all these comments this retirement I was planning in Thailand. It's going to cost me my monthly pension every month and not be able to save any money. I don't pay anything for insurance in the United States. I guess I might just be a snowbird, come to Thailand 3 months a year for the winter.

Anyone here uses April Thailand?

200k is a lot?

Direct to Thai-Life or

Brgds

MHF

May I suggest going through a broker in Thailand .

Two thousand 400 baht

I'm 65 and paying 96k a year via Thai life. The added bonus is I get lump sum returns at the 5, 10 and 20 year point.

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Personal testimonials are fine.

We have Thai Life and have been pleased. It's very affordable. Be warned though that they will not insure over 70 and they don't insure overseas

However, we're from the US and can use medicare if we are there..

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With Thai insurers they will raise premiums after claims, guess what happens as you get older?

what insurance company is this quote from?

Try Bupa Thailand

Im retired military, my Insurance cost is $55.00 a month and free medication in the USA on bases and a small fee to go off base for medical care and meds. However Tri-care does not cover medical in Thailand. They use too, they do in the PI. Paying that price for medical Insurance in Thailand deletes the low cost of living in Thailand for sure.

wow $468.00 USD a month no way man.

200k year you live in government hospital🤡

I’m 68. I have a 10 million baht Pacific Cross policy with a 40,000 baht deductible. My annual premium is 78,000 baht.

Medical care in Thailand is very inexpensive. Get a deductible to lower the price. Self insure for routine treatment. Have insurance for some serious.

69 here I pay 191 UK pounds a month. With AXA. I have to pay first 2000 pounds of any claim though.

The 0k would hurt me more than any accident,🤕🤒😬

I am 66 and pay 85k inpatient only

Sounds absolutely ridiculous amount to me. If an accepted amount of 780k is enough to live on as a retiree. How could you be spending over 25% of that on health insurance? In my home town of London it wouldn't be that expensive.

Be careful about what insurance to choose. I wouldn't choose a Thai insurance, as I would not know how to reasonably ensure my rights in any legal dispute if it comes to it - in a foreign language and in a at times questionable legal system. I would opt for a health insurance operator from my home country, where I understand my rights and the legal framework. Also, if you go for any foreign insurance, pay good attention to the details. Way too often you find "insurances" that are capped at way to low amounts. What good is a health insurance if they only cover up to a million baht or some nonsense like that? Any good health insurance will cover unlimited, as long as treatment is necessary from a medical (not economical) perspective. But yes, starting at the age of 65 or older, private insurances tend to get real pricey. As an example: A very good unlimited health insurance in your age group would be around 100k - 130k THB / year in Germany (but only about 23k THB / year for me at age 42.

63 y.o male 16M coverage 158,000 a year

That sounds reasonable for inpatient, worldwide, renewable. If that is affordable for you, I would take it, as they only get more expensive to start as you get older. Most will have options to include or exclude the USA for anything longer than a few weeks.

Check out AIA.

Is it true that an America when you hit 65 you qualify for Medicaid and your medical is then just about free thereafter? 

just a comparison, AIA, one of the most popular Thai insurers, health plan:

Try tbh.asia/insurance

Allianz ayudhya, I've been with them for 4 years, I'm only 45 but they're priced reasonably

Check out wrlife.net

do you have medical coverage for retirees to settle in Cambodia 73 years old

All about insurance by

@Napawadee *************

She will be able to help you

Were with Pacific Cross and below table is what they charge per age group.

200,000 is approximately 5800 USD per year. Am I correct? Yearly premiums?

That sounds reasonable, most policies exclude USA and Singapore. I’m 55 and paying 70k but as I get older will expect 200k annual premiums.