Robert Smith be careful not to fool you he doesn't use the real official exchange rate as transferwise which incurs hidden charges. It is only interesting for the first 2 free transfer
with m'y French bank IS full free 0 charges all thé year in home and when im Travel inoay only about ATM local charges outisde europe but free of charges If i use my CB to pay something. The best bank ever in the World she Never take nothing from me in 3 years and also she make me win like 2000 euros with sponsoring 😅😍