If U withdraw $26,000 plus from your pretax account U will pay income tax at your current rate plus if this puts U in a higher bracket. Consider taking to an Agency for options = short term higher fees but long term savings. Also, know that Thai banks offer NO parachute, i.e. FDIC. Thin LONG TERM...
This is why I tell all here who ask IMPORTANT - life-affecting questions to go to the experts not the WINGNUTS on Social Media bc even the well intentioned are often ill advised and not up to speed on a changing world... and the ill-intentioned, well, never mind...
Darren Dix Your wish was already granted - you're wrong already - on sooooooooooooo many levels - why add you worthless opinion here, it has no foundatiom....