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Thailand offers several types of retirement visas depending on your age, nationality, and how long you plan to stay. Here’s a clear breakdown of the main options in 2025:

🇹🇭 1. Non-Immigrant O (Retirement) Visa

Best for: Retirees aged 50+ who want to stay in Thailand long-term.

Key points:

• Age: 50 or older.

• Stay length: Initially 90 days, then extendable for 1 year at a Thai immigration office.

• Financial requirement:

• 800,000 THB in a Thai bank (must be seasoned for 2 months before extension), OR

• Monthly income/pension of 65,000 THB, OR

• A combination of both totaling 800,000 THB/year.

• Re-entry permit required if you travel outside Thailand.

• Reporting: Must report your address to Immigration every 90 days.

🇹🇭 2. Non-Immigrant OA (Long Stay) Visa

Best for: Retirees applying from outside Thailand for a one-year visa.

Key points:

• Age: 50+

• Stay length: 1 year, renewable annually inside Thailand.

• Financial requirement:

• Same as the O visa (800,000 THB in the bank or 65,000 THB/month income).

• Health insurance required:

• Minimum 400,000 THB inpatient and 40,000 THB outpatient coverage.

• Policy must be from an approved Thai or foreign insurer.

• Police and medical certificates required when applying abroad.

🇹🇭 3. Non-Immigrant O Visa (Retirement – In-Country)

Best for: Foreigners aged 50 or older already in Thailand (often on a Tourist or Non-O visa).

✅ Requirements:

• Age: 50+

• Financial requirement:

• 800,000 THB in a Thai bank account, OR

• Monthly pension/income of at least 65,000 THB, OR

• Combination totaling 800,000 THB/year.

• Health insurance: Not required (for standard O visa retirement extensions).

• Funds seasoning:

• Must be in the Thai bank at least 2 months before application, and

• Maintained at 400,000 THB for 3 months after the visa is granted.

• Police or medical certificate: Not needed for in-country extensions.

🕐 Validity:

• 90 days if converting from another visa.

• Renewable every 1 year at immigration (same financial proof required).

🇹🇭 4. Non-Immigrant O-X (10-Year Retirement Visa)

Best for: Wealthier retirees from specific countries (including the U.S.) seeking long-term stability.

Key points:

• Age: 50+

• Stay length: 5 years, renewable for another 5 years (total 10 years).

• Eligible countries: U.S., U.K., Japan, Australia, Germany, France, Canada, etc.

• Financial requirement:

• 3 million THB in a Thai bank (kept at least 1 year), OR

• 1.8 million THB + annual income of 1.2 million THB.

• Health insurance: Required (400,000 inpatient / 40,000 outpatient).

• Must not work in Thailand.

🇹🇭 5. Long-Term Resident (LTR) Visa – Retiree Category

Best for: High-income retirees or investors seeking 10-year residency and tax benefits.

Key points:

• Age: 50+

• Financial requirement:

• Annual income of at least $80,000 USD,

• OR at least $40,000 USD if you invest $250,000 USD in Thai property, bonds, or funds.

• Stay length: Up to 10 years (5 + 5 renewal).

• Health insurance: Minimum coverage of $50,000 USD, or deposit $100,000 in a Thai bank.

• Benefits:

• Fast-track immigration lanes,

• Work permit (if needed),

• 90-day reports reduced to once per year.

🇹🇭 6. “Elite Visa” (Thailand Privilege Card)

Best for: Retirees who want an easier, premium long-term stay without financial proofs or renewals.

Key points:

• Not age-restricted, but popular with retirees.

• Stay length: 5 to 20 years depending on package.

• Cost: From 900,000 THB to 2.5 million+ THB.

• No financial proof or health insurance required.

• Includes perks: Airport assistance, concierge services, and multiple entry privileges.

Visa

Have you reviewed the Thai Embassy’s Visa section? It has all the requirements for each visa.

@Dave *******

key word is “public” pensions.

@TL ******

just because you pay tax in the U.S. doesn’t mean you don’t pay taxes in Thailand. Are you a tax resident (180+ days in Thailand during the tax year)? Is your pension a private or government pension?

Too many variables here: 1. Are you a tax resident? 2. When did you remit the money? 3. Is the pension covered under the U.S./Thailand DTA?

@Dave ********

and tax exemption on passive income.

@Max ************

you might want to read up on the Thai tax laws. It really depends on if you have assessable income, DTAs, when the money was earned, etc. bottom line you become a tax resident at 180+ days.

@Max ************

what’s not correct?

@Leon *******

after 180 days you become a tax resident.

Get a Visa.