@Brandon ***********
I’ve just got the non o visa from the uk and didn’t need to take out insurance, 3 months bank statements to show over £18,000, a recent photo and a copy of your passport also date you arrive in Thailand, I applied in the UK on line cost was £60 you have to upload your documents in pdf format, I got it back within a week, arrived in Thailand 90 day stamp, now I can open a bank account and use an agent to get my retirement visa.