The visa part is only if you don’t have the money and need the bank to ‘fix’ your paperwork. If you have the cash in an account then you’re fine (assuming you have an account).
If it was a Multiple Entry Tourist Visa then you can use it for 6 months BUT you only get 60 days stay each time you enter. You can extend this by another 30 days but then you have to leave the country and re-enter.
They have changed the rules fairly recently, though a pension was always accepted. When I got it about 3 years ago I just needed to show £10k in my account for 3 months and, at that time, they just said getting a State pension was enough (which I wasn’t ).
Yes, you’ve made similar posts several times at least. I repeat, I’ve yet to see any first hand accounts of anyone this has happened to.
Just to be clear, I am not saying there won’t be problems and I’m not recommending that people use agents. However, in 37 years of going to Thailand I am well aware that there are ways around most ‘problems’.
that is frequently said on here but I’ve yet to hear any first hand reports from someone who has actually been refused when switching from an agent to doing it themselves.