@Peter *********

Not all banks require a UK address and Halifax credit cards haven't for 4 years.

@Kerry ********

On that topic, they twice blocked my account on 2 separate trips to Japan. Apparently their algorithms picked up fraudulent activity on my account, flagging me trying to pay hotel bills as fraud... I find this kind of weird. Both times I was paying hotel bills at Holiday Inn. I was paying using chip and pin. I was paying IHG with the card which is registered with IHG and which I use quite regularly. They also failed to notice that I'd paid for flights with Japanese Airlines and paid for trips with Klook over the same period which to me is a bit of a giveaway that I'm there on a trip 🤣

However, 4 separate in person purchases in an Argos shop in the UK when I don't live there did not get flagged up... 🤷

@Jonnie ******

Good move (not to answer).

@Mark ****

I closed my bank account with them when I moved here during COVID times as they couldn't confirm whether or not I would be able to use my bank account here. Oddly enough they said the credit card account was fine... It worked ok for 4 years. Until this letter. Guess I'm a bad customer as I pay off the account in full every month 🤣

@Peter ********

That is not correct. Not all banks in UK will close your accounts.

If I had family in the UK I'd use their address.

@Stuart **********

No...

@Peter ********

So from that I guess you'll deduce that I live in Thailand and don't have a UK address as I don't have that option.

@Mark ****

I guess my registered Thai address and phone number to use the app are a give away?

@Michael ******

Seems that way...