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Ally ***********
This is a summary of
Ally ***********
's contributions to the platform. They have posed 4 questions and added 333 comments.

QUESTIONS

COMMENTS

Ally ************
You can download the statements you will need to cover the previous 12 months if you are with Bangkok Bank using the app.. it comes as a pdf document which you can save and print in readiness for your next application.. one problem that can arise with savings books is that if you have lots of transactions and are not in the habit of updating the book regularly.. they make a combined entry in your book next time you update it.. which is the net credit/debit figure over the given period.. and this does not reflect your daily balances.. if you're using the income method this practice could also hide one of your deposits.. and if immigration spot this they will send you away to get the full statement.. so you either have to go and ask the bank to print you off the daily transaction history for said combined entry.. or get a full statement for the month in question.. i now download a statement at the end of each month so I'm prepared and can use statements to support my renewals.. just in case i overlook this and get caught out.. not sure if all banks operate the 'combined' entry methodology for passbook based accounts but it's something people new to Thailand need to be aware about!
Ally ************
Why not open 2 joint accounts with the same bank.. then hubby has banking app for the first account.. and wifey has banking app on the second account.. funds can be easily transferred between the accounts using Promptpay or QR codes when needed.. and it should be possible to have 2 atm / debit cards cards on each account.. or simply take 1 card each to match banking apps.. then adjust balances periodically relative to spending.. the big benefit of having joint accounts over single accounts is access following the loss of a spouse.. since accounts won't be frozen pending probate.. and surviving spouse is not cut off from funds.. which could be an important consideration when living overseas!
Ally ************
You don't mention your location so it's difficult for folk to make suggestions of local retailers my friend 🤔
Ally ************
Surely the answer is to provide immigration with bank statements covering the 2 month seasoning period.. right up to the day prior to making your non-o application.. and tell them the bank is no longer issuing balance certificates.. you have proved your balance was consistently maintained at the requisite level and therefore have met the financial criteria.. if they reject your application and everyone's application because of this.. they will either have to change the rules to remove the need for a balance certificate.. or they will have to have words with Bangkok bank to resolve the issue.. at the end of the day you can't give them something that is impossible to provide.. and if you follow immigration's guidelines to the letter and the bank won't give you said letter then it's outside of your control.. the bank cannot change immigration law but it can refuse to supply said letter if you don't agree to their 'rules'.. so something has to give here.. switching to the income method alleviates the problem of course.. but you can't use this for an initial non-o.. and most people applying in country for their first non-o use the preliminary 90-days to get their funds in place.. meaning they are not even starting the process a full 4-months before applying.. but ultimately, if this is just a BB 'thing' to boost their deposits.. they are going to find a lot of customers switch banks fairly rapidly.. so they'll shoot themselves in the foot!
Ally ************
Rae Wang Do you live in CM or did you live in CM in 2023? I'm guessing not.. but we did.. we lived it.. every minute of it.. therefore my 'actual' experience trumps any statistic you can throw at me.. you know there are 3 types of lies right.. there's lies, there's damn lies, and there's statistics! You believe whatever mush you can trudge up from a google search.. I'll believe what i see with my own eyes and what my bodily reactions confirm relative to my environment.. but thanks for confirming that govts and corporations can be wrong.. or worse, that they will purposely lie to further an agenda.. as people who are jabbed and boosted are now starting to find out!

Ps. And if anyone wants to debate that i suggest you go and take care look at a telegram channel called 'covidbc'!!
Ally ************
@Rae *****
You'll be telling me next that 'climate change' is actually a thing.. and not a trumped up notion to extort money from a stupid populous.. who can't see they are being ruled by a ds mafioso.. one that uses fear porn to create wealth and maintain their power base!
Ally ************
@Rae *****
Were you living in CM in March 2023.. or were you living elsewhere.. because we were resident in CM for not only the month of March but for the whole year.. and freely travelled around the city and the wider province on occasion.. and i can tell you that these statistics are a complete nonsense.. they are not representative of the climate in CM as a whole during said period.. but it is conceivable that a very small area was severely affected and the backdraft of localised fires momentarily affected air quality further away.. but that would have been the extent of it.. furthermore, it's not just improbable, but verging on the completely impossible, for readings to have been taken across the whole province at the intervals necessary to make this data reliable.. and having lived right in the middle of the suggested smog zone throughout.. i can tell you it's complete and utter bs!
Ally ************
You statement says 'in some districts' so please confirm which districts and how many districts in total.. and what percentage of all districts actually hit the 'high' of 500 that you present as a blanket statistic.. because again, without this information your statistic is meaningless!
Ally ************
@Rae *****
Okay, so how briefly.. was it 1-month, 1-week, 1-day, 1-hour, or 1-minute.. please be specific.. because without this information such a statistic is meaningless!
Ally ************
@Rae *****
Your comment about a road junction in Lahore was without reference.. hence my retort!