and even if it’s on paper they still don’t have to, sadly. My son in Arizona went through a similar situation and his wife was in business banking, they thought they had everything covered, they didn’t, in the end it was easier to walk away. Some people are liars and have no conscience!
I mean it’s a easy process living in Thailand following the rules, getting the retirement extension , doing the 90 day report isn’t hard! How’s that Darren?