technically speaking it does not remain their money. It becomes the bank’s money. The bank then owes the amount to them. In a financial crisis, they might not get the money back. If you doubt me, study what happened in Cyprus.
A friend who was in and out of the hospital had to have someone stay with him because of his condition but it wasn’t a requirement by the hospital. He paid people that do that kind of thing 1000 baht a day/night.
that’s good. I just know that I used to do an ACH transfer from my US bank to the New York branch of Bangkok Bank and it would show up at my branch in Thailand. Then, one day my bank told me I couldn’t do that anymore. Maybe it was just my bank or just ACH transfers.