@Terry *******
I've been living permanately here for 12 yrs on a OA...perhaps averaging one overseas return trip annually. I will be swapping to an O when my current visa is up for extension. I have the 800k & have had health insurance for the duration of my stay.Long before it became compulsory, currently complying with the
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k requirement. I plan to retain this policy as i find it offers peace of mind as I age. I am not prepared to pay for the 3m tbh plus policy as i find the amount of cover & policy cost excessive. Therfore i will be hopefully transferring to a non O.