Self insured, saved a bundle. Before you criticize me I have $98,000 available credit on cc. And plenty of cash in the investment accounts. 😀 Insurance companies laugh all the way to the bank. United healthcare two hundred and fifteen billion dollars in profits. Health insurance companies take your premiums and invest them in the stock market making a fortune. That's what you should be doing with your money. Investing it and making it grow so that when you have a health care emergency, you have money to pay.
Good comment, Bangkok bank offers accident insurance for account holders .But it's just for motorcycle accidents. Unless you buy one of their other pricey policies. Which I don't do.