i live in Jomtien lucky i can walk or catch baht bus because traffic is terrible but i have found a few places to get away for a month during the peak months
i played it safe and have a Thai bank account and a Philippines account with money in both and use when im in either country if the exchange rate is poor at the moment down 20% in Australia and i believe its going to get worse under Trump?
well i have bank of Bangkok account luckily i have a good amount in there before the collapse of the Aussie dollar from when i sent money it was 25baht to the dollar now 21.4 and another account in the Philippines so i only send money when the exchange rate is high, do have to draw cash out every time ?
it depends what limit you have and what country you are from i know the Australian banks charge $14 for withdrawals using your card at Thai ATMs but i carry a WISE card put money in it prior to travel
no problem with the amount of times you can travel back into Thailand as long as you fly from another country i fly into Thailand for 6 weeks fly back to Perth and the same day fly back to Thailand for 6 weeks all year round for the last 2 years that's 8 trips a year i keep all my free medical and cheap medication and evev my rental assistance which pays for my flights