@Shayne *********

When you login to the website or you do some transactions with their card (online or shops) they might send you SMS. But not if you have the app registered as 2FA device.

And VPN: yes. Has nothing to do with the question at all

Install the wise app in a phone. Then you’ll not get SMS.

As for banks: no chance if they don’t already have some sort of security app. But you might try their app too.

And VPN: how does that help????

You receive SMS exactly the same with or without VPN which is for data over internet and not for GSM protocol (SMS and phone calls).

But from your questions I guess that you might also profit from another phone setting:

WiFi calling

If it’s on (might take a day), then whenever your in WiFi you phone will replace the name of your provider (like AT&T) by something like “WiFi calling”). Your phone is then virtually relocated to your home country. So calls to home are cheap or free and calling Thailand is overseas.

@Joren *****

Sorry but you’re confusing things.

Look at the rate that your bank gives you and compare to what Google tells you. That’s waaayyyyy different.

If not then prove it with pictures of both.

I attach samples below which I saved a few months ago …

@Dany *******

no bank can beat wise.

Forget fees and look at the exchange rates.

For me the wise fee is 0.4% and the diff in exchange rates to banks is 2-5% depending on the banks.

@Nick ***********

Yes why not (I have a post paid, so didn’t think of that)

You need to go to yoir (thai) bank, and make a minuscule transaction a moment before that. They will give you a paper stating when the money came from outside Thailand.

Bangkok bank knows that. I’ve been to 3-4 different branches and they immediately know about it.

Yes

@Phil ******

Forget that.

All the others are right.

You enter and have 90 days time to get your year-extension (so your still not ther more than 90 days, thus nothing to do).

With the extension you also get a paper in your passport tell you “this is not an extension, just a reminder to do you 90 days before xx/xx/xxxx”.

I had to restart my NonO bc I messed up the monthly income so I did that twice after my first long term stay 10 years ago.