There is a big difference between Revolut and Wise, Revolut is in many countries a bank withbank license from centrale bank, and Wise is not a bank in any country.
They ask for a bank account, when they accept Wise, they can accept any company or private person where you can park money that is accessible immediately.
I think that is not the point, Wise is not a bank and that means you have to do research to decide about risks, it does not have a license as a bank issued by a national bank, so without doing research you cannot say anything about reliability. If you accept Wise, you should accept any company that keeps money on an account.
I do not say Wise is not OK, I use it myself very often, but there is no independent criterium to check reliability of Wise.