ThoughtfulLychee5096 - one of the DTV requirements is having 500K in your bank account. Some people want to show they have 500K on wise. Most embassies don’t accept it, as it isn’t a traditional bank, but some have been successful.
You will need to qualify via one of the methods, either a digital nomad or signed up to take a soft power course or on going medical treatment. Even with soft power, some embassies will want to see an income source, not just the 500k