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What are the insurance options for applying for the LTR Work Permit in Thailand?

Nov 1, 2025
2 days ago
Dogma *******
ORIGINAL POSTER
I will be applying for the LTR WP soon and am curious about insurance requirements. I have three options. I can use VA Foreign Medical Program. Super easy to get paperwork. I can use CHAMP VA ins, a bit more difficult to get paperwork, but doable. Additionally, my Thai wife is a retired Thai government employee, and I can obtain her insurance. Which would be most prudent?

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TLDR : Answer Summary
The author is preparing to apply for the LTR Work Permit in Thailand and is seeking advice on which insurance option to choose among three possibilities: VA Foreign Medical Program, CHAMP VA insurance, or health insurance through their Thai wife's retirement benefits. Responses highlight the importance of meeting visa requirements and suggest using the insurance that is easiest to obtain. The comments also mention that using their wife's government insurance may be a straightforward option.
LONG TERM RESIDENT (LTR) VISA RESOURCES / SERVICES
Dca *****
Why don't you use your Thai wife's SSO health coverage with your name specifically listed??? it's the easiest and probably most straightforward way to show evidence of coverage
Dca *****
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Brandon ************
Use whichever is easiest for you to get that meets the BOI requirements. You're not required to use that insurance if something happens, it's just a visa requirement.
Jim *******
What is "VA"?
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