Got 2. One with Amex platinum. One with New World in Hong Kong. I use the Amex travel insurance on anything that’s an emergency. The new world is a health insurance for bigger unforeseen circumstances.
Too many bulletpoints for me to even bother jumping through such hoops. Effectively “cheaper” (less headache and time consumed on paperwork) to leave the country for a trip to Bali, Singapore, Vietnam, Hong Kong, X spot anywhere in Asia.
well my interpretation of it was it has to be in your account for 3 months, but we got other people here saying it just needs to be there on a statement.