Strange. My Thai wife & I have had a joint account with Bangkok Bank Udon Thani since 2004 & never had a problem. I think times must have changed a bit …
Mexican people as a whole are as friendly as Thai people. But Mexico does have a gang problem, & who knows what Trump might eventually do to Mexico; start a war, maybe? Hence, Thailand is much safer.
There are rules for transferring money out of Thailand, even for Thai nationals. When my Thai wife & I sold our house in Udon Thani in 2011, Bangkok Bank permitted her to wire money to my USAA account. But she had to select one of three reasons, which in our case, was to support family (me) in the U.S. I think one of the other reasons was to support a biological child’s higher education, but I don’t remember the third reason.
I do recall I, as a farang, could also wire money out. But it was more complicated, involved paperwork that had to be approved by Bangkok Bank main office, & show proof of source. Additionally, the amount could not exceed the amount I brought in. Considering the amount we did transfer to the U.S., I’m not sure I transferred in enough to even consider this option.
Just keep in mind there are few if any consumer protection laws in Thailand. And for that rare lawsuit that actually succeeds, the payout is often way less than compensable.
The LTR Wealthy Pensioner visa does not require a criminal background check. If you have enough passive income to qualify, it’s much cheaper than the Elite visa.
According to those at the BOI, they will divide the income from your tax returns by the number of dependents listed on your return. Something to keep in mind.
If you’re on any kind of visa that requires monthly transfers to your Thai bank account, they absolutely do care. Your qualifying transfers must be foreign sourced.
For other visas, such as the LTR visa, There’s no need to show monthly transfers.
And mixing & matching is certainly fine, providing the foreign sourced portion of your income meets the required amount (e.g., 40k baht or 65k baht).