What are the requirements for the marriage visa regarding financial proof and address matching in Thailand?

Nov 26, 2024
15 hours ago
Joseph *******
ORIGINAL POSTER
So, the retirement visa requires two months of having 800k in the bank before switching to monthly income, instead,

How about the marriage visa? Does it also mandate two prior months of money in the bank, or can one start out with monthly income?

Also, does the address you use with your Thai bank need to match the address of your non-O visa?

Thanks in advance for your replies!
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TLDR : Answer Summary
The marriage visa in Thailand does not require you to have 800,000 baht in the bank for the initial application. Initially, you can start with proof of monthly income. However, after your first year on a NON-O visa, you may need to show a bank balance of 800,000 baht or proof of income to extend the visa.
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Wayne ******
Ya makes scense use all that,
Brandon ************
You seem a bit confused.

You start with a 90 day non-O visa. This will be either from a Thai embassy outside of Thailand or from immigration within Thailand.

After about 2 months you can then go to the immigration office and apply for a 1-year extension. The ONLY thing immigration will accept for this first year is a Thai bank account with 800,000 or proof of income certificate from your embassy. If your embassy does not offer the income verification then the bank account balance is the ONLY option.

During this first year, you can start making monthly transfers of 65,000 baht or more from overseas. You must still meet the requirements of your extension so that means your bank account must remain at 800,000 baht for 3 months after you receive your extension and it can never drop below 400,000 baht.

The following year, when you go for your extension, you will have to show them your 12 month bank statement that shows you had the 800,000 for 3 months, never dropped below 400,000, and that you receive 12 months of transfers. If you can meet all those requirements, then you can switch to monthly income for the SECOND year if your embassy does not offer income verification.
Graham ******
@Joseph ******
For the initial Non-O the 800k will probably need to show as an international transfer so switching from your joint account will not work. Check with your Immigration Office.
John **********
@Joseph ******
the marriage visa is similar but you only need 400k for the Non-O and 400k 2 months before applying for the extension then once you have the extension you can spend it. Joint accounts, assuming they're acceptable to your immigration office, require double the amount as only half the money is viewed as yours. Most offices don't require seasoning for the initial Non-O but a couple do so contact the one that serves the area you will use. You can also ask them if they will accept monthly transfers (40k per month for marriage visa) but again not all do
Chris *******
@Joseph ******
if you enter on a tourist stamp.

You pay an agent to open the bank account.

You then transfer 800k into that account.

You at that point can apply for 90day non-o visa, the money does not have to be seasoned (except for a couple rogue office)

You then let the money season 2 months and then apply for the 1 year extension.

OR you apply at home and get the 90 day non-o showing funds in home bank.

Arrive and open a bank account without an agent as you have a visa.

The let season for 2 mths and apply for 1 yr extension.

A little bit of planning as a relatively easy process.
Joseph *******
ORIGINAL POSTER
@Brandon ***********
Brandon, do you know if the marriage visa works the same way, or can I simply start with monthly income as proven by a bank letter?
Brandon ************
@Joseph ******
The only monthly income you can start with for a marriage visa is an embassy certification or payslips from a job in Thailand. You can't use monthly transfers to your bank account until year 2. Also some immigration offices will not accept monthly bank transfers at all, and will only accept income verification from the embassy or proof of your income from a job in Thailand.
Jyrki *********
@Brandon ***********
My embassy offers proof of income. Verification. Can I use that For first 1- year extension. Now I Have 90 Day non-O visa.
Brandon ************
Jyrki *********
@Brandon ***********
Thank You very much. I thought I can only do IT 2nd extension and after that.
Joseph *******
ORIGINAL POSTER
@Brandon ***********
Well, since ACS no longer notarizes income letters,seems money in the bank is all there is, regardless of whether it’s marriage or retirement. Meaning, 90-day tourist visa may be my only option.
Nick ************
@Joseph ******
you need to clarify the requirements for a non o visa based on marriage. It is my belief that only
*****
0 baht is required in a Thai bank and does not have to be left there all year. It is, however more complicated to obtain.
Butch *******
@Nick ***********
that's correct I just renewed mine
*****
0 and not too complicated really, just make sure your wife accompanies you at immigration
Ken ***********
@Brandon ***********
you addressed the Non O based on retirement but he also asked about the marriage Non O.
Joseph *******
ORIGINAL POSTER
@Brandon ***********
You’re correct, I’m confused. It has been my understanding that you do not need to provide income verification if you meet the requirements associated with 800k in the bank. Seems a bit redundant.
Joseph *******
ORIGINAL POSTER
Fantastic. So, I can go ahead & apply for the non-O (non-OA is out of the question) BEFORE seasoning the money! Thanks a million, Chris.

Is it true I’ll need to show a return flight ticket, or maybe just a follow-on to a nearby country such as Malaysia? I’ll never use it.
Brandon ************
@Joseph ******
That's correct. You do not need to provide any information about income if you can show the 800,000 baht in your Thai bank account. Based on your post it seemed you were talking about switching from one to the other though, which is not possible after 2 months like you said. It requires at least a year of planning.
Joseph *******
ORIGINAL POSTER
@Brandon ***********
I mentioned the switch as a stepping stone to whether the same requirement applies to the marriage visa.

My problem is that my Bangkok Bank account of 20 years is a joint account. My family & I plan to return next summer from the U.S. But I have to be there to open a new, my-name-only account, meaning a bit of a headache wrt time. Best I can do is come on a 90-day tourist visa, open a new account, transfer 800k from joint account, extend visa at 60-day point, & then apply for non-O once my money has sat for the minimum two months. Seems it’d be easier & quicker to just go marriage visa IF there’s no two-months prior rule to deal with. Later, I, or as arbitrarily happened to me in the past, a Thai immigration officer can always change my type of visa to retired.
Joseph *******
ORIGINAL POSTER
@Steven ******
Yes there is.
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