@Greg *******

amended

@John *********

amended

Ts an occupation banned for foreign nationals here make contact with Integrity Legal as they have thai accountants.

@Tree ******

they have numbers now to unfreeze. From my friend Greg. 🇹🇭 𝐆𝐫𝐞𝐠’𝐬 𝐃𝐢𝐠𝐞𝐬𝐭: 𝐖𝐡𝐞𝐧 𝐘𝐨𝐮𝐫 𝐓𝐡𝐚𝐢 𝐁𝐚𝐧𝐤 𝐀𝐜𝐜𝐨𝐮𝐧𝐭 𝐅𝐫𝐞𝐞𝐳𝐞𝐬

More and more foreigners in Thailand are facing the same nightmare: accounts suddenly frozen.

No warning. No access. No way to pay bills or even buy lunch.

So… what’s your Plan B?

✅ Smart Safeguards

Multi-Currency Debit Cards

Wise →

Revolut → revolut.com

N26 → n26.com

Payoneer → payoneer.com

Remitly → remitly.com

Hold THB or auto-convert from USD/EUR at real rates. Works at 7-Eleven, Big C, and ATMs. Add to Apple Pay/Google Pay → scan Thai QR codes like locals.

Keep an Overseas Account Active

Don’t close your home account. Link your Wise/Revolut card to spend in Thailand. Even if your local account freezes, you’re still liquid.

Fintech Platforms

Use Wise, Payoneer, or Remitly for cross-border bill payments and transfers. Faster and cheaper than SWIFT.

Local Anchors

Property ownership, marriage visas, or long-term visas give stronger eligibility. Banks are far less likely to target these than tourist accounts.

Split Your Risk

Don’t rely on one bank. Keep part overseas, part in fintech, part local. If one channel freezes, the others keep you going.

❄️ If Your Account Is Frozen

Call 1441 → press 2 (anti-scam/unfreeze hotline)

If unresolved, escalate via BOT hotline 1213 (Financial Consumer Protection Center).

File a complaint with BOT’s Financial Consumer Protection Center (FCC):

Call 1213 or email

Submit via BOT Helps & Complaints portal

Include passport, account number, branch, visa, proof of address, and evidence of legitimate transactions.

Visit your original branch with:

Passport & visa docs

Proof of Thai address

Thai mobile number in your name

Bank statements / recent transaction evidence

Show proof of legal status (work, retirement, marriage, long-term visa).

Ask the bank to release only the “suspicious portion” of funds (per BOT guidance).

⚠️ Reality Check

Crackdowns on mule accounts and scams are driving this — but many innocent foreigners are caught in the net.

👉 Don’t wait until your account is frozen. Build your backup plan now.

@Andi **********

nah that's incorrect

@Anastasia **********

apply for your dtv

@Luit ****************

ok but no bank account as deemed by the Thai government means no income is tagged to the person. The Thai government is closing accounts currently closing these accounts. This is why I recommended the OP to seek advice. Here's just one video.

ANONYMOUS MEMBER I recommend you seek professional advice so talk with Ben at Integrity Legal for this advice.

@Pete ******

your incorrect too. You pay taxes sure where you are a tax resident and where your income is banked is part of this. A person with a DTV cannot hold a bank account here and stays 180 day only. A DTV Holder is classified a tourist this not a tax Resident here.

@ANONYMOUS MEMBER yes you can but the duties are charged on new. Its not worth it