What are the signs that my Bangkok Bank account has been frozen?

@Pa**

, did they gave your money in the account back?

@Paul ********

unpolite bank, it's not the right way, it's better when everything will be ok change Bank

@Robert ****

I've had no issues at all and I had been ot of the country 16 months went to branch last week only thing was I had my passport renewed just let them photo copy it and signed told me they will never close it if I'm in the country or not. So don't know what the fuss is about.

@Robert ****

It's because of competition.. What are you going to do- go elsewhere?

@Robert ****

The others are following suit

@Robert ****

Yes but years ago it was the only bank where you could open a bank acc. as a tourist without agent or visa by just paying a one year lifeinsurance 😉

@Tree ******

they have numbers now to unfreeze. From my friend Greg. 🇹🇭 𝐆𝐫𝐞𝐠’𝐬 𝐃𝐢𝐠𝐞𝐬𝐭: 𝐖𝐡𝐞𝐧 𝐘𝐨𝐮𝐫 𝐓𝐡𝐚𝐢 𝐁𝐚𝐧𝐤 𝐀𝐜𝐜𝐨𝐮𝐧𝐭 𝐅𝐫𝐞𝐞𝐳𝐞𝐬

More and more foreigners in Thailand are facing the same nightmare: accounts suddenly frozen.

No warning. No access. No way to pay bills or even buy lunch.

So… what’s your Plan B?

✅ Smart Safeguards

Multi-Currency Debit Cards

Wise →

Revolut → revolut.com

N26 → n26.com

Payoneer → payoneer.com

Remitly → remitly.com

Hold THB or auto-convert from USD/EUR at real rates. Works at 7-Eleven, Big C, and ATMs. Add to Apple Pay/Google Pay → scan Thai QR codes like locals.

Keep an Overseas Account Active

Don’t close your home account. Link your Wise/Revolut card to spend in Thailand. Even if your local account freezes, you’re still liquid.

Fintech Platforms

Use Wise, Payoneer, or Remitly for cross-border bill payments and transfers. Faster and cheaper than SWIFT.

Local Anchors

Property ownership, marriage visas, or long-term visas give stronger eligibility. Banks are far less likely to target these than tourist accounts.

Split Your Risk

Don’t rely on one bank. Keep part overseas, part in fintech, part local. If one channel freezes, the others keep you going.

❄️ If Your Account Is Frozen

Call 1441 → press 2 (anti-scam/unfreeze hotline)

If unresolved, escalate via BOT hotline 1213 (Financial Consumer Protection Center).

File a complaint with BOT’s Financial Consumer Protection Center (FCC):

Call 1213 or email

Submit via BOT Helps & Complaints portal

Include passport, account number, branch, visa, proof of address, and evidence of legitimate transactions.

Visit your original branch with:

Passport & visa docs

Proof of Thai address

Thai mobile number in your name

Bank statements / recent transaction evidence

Show proof of legal status (work, retirement, marriage, long-term visa).

Ask the bank to release only the “suspicious portion” of funds (per BOT guidance).

⚠️ Reality Check

Crackdowns on mule accounts and scams are driving this — but many innocent foreigners are caught in the net.

👉 Don’t wait until your account is frozen. Build your backup plan now.

@Edward *******

3 weeks BB I had mine unlocked less than an hour

@Edward *******

my BB account in Pattaya, locked on 19 Aug, unlocked 5 Sept.

@Edward *******

Pattaya is the capital of money laundering and economic crime!

@Edward *******

exactly same as you had to travel from sakon nakhon to pattaya nearly 3 weeks ago still not heard anything 🙉🙉

@Harry *******

so you can go to any branch to get it unfrozen. I’d have thought that you would have to go to the branch where you opened it.

My account is frozen (confirmed by BB branch), but anything in the app. So if you're unable to use QR code, ATM, and debit card - it's frozen.

@Steve *****

at least you got a sign that your account is frozen. I never had it at all. Just I can not use my money at all.

@Steve *****

What are you supposed to do if the branch you opened your account has permanently closed?

@Steve *****

it only comes up sometimes