Is it an option that you come to Thailand on a tourist visa and then apply for your retirement visa once you’re here? I’m pretty confident to say getting the vaccine will not make a difference in terms of how you’re viewed crossing the border for several months, countries will need To see outcome studies
Maybe you are thinking because it states insurance with $100,000 Covid. Not 2 separate, Rolled into 1. I got Luma, easy, fast, good customer service,but you pay the medical bill then bill them for reimbursement.