@Kool ******

Sounds like you have some other policy i.e. not 'Personal Accident'. Or, maybe, is it a 'legacy' product that continues to offer cover that is not available to new (or newer) customers?

@Kool ******

It was 'PA 1st Smart' for persons aged 16 to 65. There is 'PA 1st Senior' for persons aged 50 to 100 but that states 'No coverage in the event of accident while driving or traveling on a motorcycle'.

Opened Bangkok Bank savings account in Pattaya. Taking a one year 'one off' accident insurance policy was required. They explained it does cover you for coming off your moto (up to age 65). As I'm now over 65 I haven't renewed it.

Alcohol aka Rubbing alcohol aka Surgical spirit.

@Rogerio *****

Thanks for that Rogerio! I guess she just filled out the form as best she could and threw her money away. I told her a Visa Agent probably could've helped. I was told that USA have a quota system and once the limit is exceeded no one is getting in. Of course, they continue to accept Visa applications pocketing the fees although they're going to refuse all applications.

@Garrett **********

I'll have to ask her that! Don't know how much the car was worth, hopefully she had some left over? Incidentally, sister-in-law applied for a work visa to Australia and was also turned down. Knowing what goes on in the 'English-speaking Countries' I consider they've a nerve refusing Thai's. They're the least of their worries.

My Thai Mrs was offered a job working in a Thai restaurant owned by her Aunt in Amarillo. She sold her car to pay for the visa application. Guess what?

@Paul **********

Congrats, sorted at least!

@Samantha *********

You must use the right bank! It's always safest to send 'valuables' by cheapest means in plain envelopes so I've been told.

@Greg ***********

Thanks for the information Greg. My U.K. bank told me they don't send cards to Thailand. However, and most fortunately for me, renewed credit cards 'slip through' although they intercept and destroy my debit cards. A customer since the 1960's and have to rely upon their mistakes to continue to use their services. Marvellous!