Has nothing to do with dodgy agents, has all to do with criminal Farangs laundering money. The B.B. rules seem to vary by province with Chonburi being the most stringent.
married or not if you're over 50 the retirement Visa is less paperwork the marriage visa is more paperwork so they charge more money but they will do it
people think that once they've reached the one year Visa they're safe but if the account was initially open on a tourist or a 90-day it's not a valid account ever, anymore