Thanks Lloyd. Had a read of that and couldn't find any info related to exceptions - eg motorbike accident even if you are legal, but will explore other options further....
So 2 million Thai baht a year would have covered my back operation last year. I did mention riding a motorbike also. If you are driving legally here would that be covered or not? Thanks
Thanks. So is there a definitive answer anywhere as to extent of coverage? I assume from what I've read that the coverage is not 'extensive' and can only probably be used in a Govt hospital. For someone of my age then it's looking like the 4k baht a month with Bupa Thailand....