@Jo *********

read the ACTUAL article and NOT just the headline.

@Ricky *****

even for trip delay or trip cancellation, or coverage for lost or damaged luggage it would be worth it.

@John *********

For me that may be still a year or two away (i.e. Panama, etc.).

@Darin *******

based on the journey's total price and coverage type it actually only adds $242 to a $3000 trip.

Can I visit on a Visa Exempt status (US citizen and full-blown tourist) for 60 days in Bangkok; go to Cambodia for 30 days, then back to Chiang Mai for a month; before flying out to Vietnam for 3 months and Kuala Lumpur for 3 months? And still come back to Thailand 7 months later and get another 60 days? Going to do the slow-travel experience for a few years.

Thank you for the question OP and to everyone, this is all great information. I have planned on visiting Bangkok, Thailand on a 60-day tourist visa, going over to Cambodia and visit for 30 days, but wanted to come back to Chiang Mai for a month before flying onwards to Vietnam for three months.