Because people do it off a tourist visa or free entry stamp. Those who enter with a non-O have no problem. A drinking buddy of mine did it just two weeks ago. No issues at all
I'm not quite sure what super has to do with anti-money laundering regulations, but I'd hazard a guess and say your Thai bank wouldn't give a stuff about your super tax!
It could most certainly construed that way. A mystery bank account receiving 800,000 from an unlicensed agent, and the same 800,000 suddenly disappearing from the account a week or so later
Under CRS banks have ability to exchange information, so my bank can request information from the Australian Tax Office to ensure I'm paying tax somewhere.
What's changed is the freezing of mule accounts, so agents can no longer provide the 800k required for extensions of stay. This has only occured in the last few weeks. I think bank staff have been told to stop taking bribes
What they're doing is seeking tax residency status. Bangkok Bank requested my Australian tax file number about a month ago and also took a photo of me!