Dave *********
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Dave *********
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Dave **********
@Danny ******
Congratulations. Facts, United health care group about two hundred billion dollars in profits. If you have available credit and substantial networth. Health care premiums are a detriment. Surely you realize that health care here in Thailand is superior to the American health care system ( which YOUR culture teaches you American health care is the best in the world but thats not FACTS )and is available to us at pinnies on the dollar.... thanks but, 😊 we self-insured here in Thailand 🇹🇭 are fine. I have well visits with my Dr. 3 times a year. My health is a primary concern.
Dave **********
@Danny ******
Your fear mongering is not gonna work ,but you don't realize you are operating from fear. I left the usa eleven years ago because I don't agree with the culture. You're definitely welcome To your opinion. Over 50 years of investing taught me to think for myself. Obtw I left financial advisors decides ago. They didn't work for me. They on the other hand always made money, even when they lost mine. :( 😞 thanks but no thanks for your fear mongering.
Dave **********
@Danny ******
I'm retired 11 years now. I've been self insured for 11 years now. Before I was retiredi was required to obtain health insurance by the usa government. My position on insurance, is its a scam. As a real estate investor for a decade I saved a fortune on not buying property damage insurance on my rental houses. Because the houses were paid for with cash. If you take out a mortgage , the banks require you to have Damage insurance.Over 30 years of experience, I found if you made a claim.The insurance companies found hundreds of reasons not to pay. And if you qualified for an insurance claim , they then on worked on denying you a policy. With a $1000 deductible, the lion's share of claims were moot. I understand that 50% of Americans have no money and they absolutely need insurance. Those of us that save and invest and have a net worth ,insuranc is not necessary. I did an audit on my Health Insurance. Home owners insurance, Business insurance, Is workers compensation insurance, And car insurance. Workers compensarants and car insurance were the only insurances where I found they were necessary. Even experiencing a heart attack and cardiac by pass surgery. My lifetime premiums for health insurance or greater than the costs. Once again, those of us that have available credit and a substantial net worth don't need Health Insurance.. And I certainly understand that fifty percent of americans absolutely need it. Your culture has embedded fear into your essence.And that's the position that your operating from...
Dave **********
8 years living in chaingmai , Thailand.

Self insured, saved a bundle. Before you criticize me I have $98,000 available credit on cc. And plenty of cash in the investment accounts. 😀 Insurance companies laugh all the way to the bank. United healthcare two hundred and fifteen billion dollars in profits. Health insurance companies take your premiums and invest them in the stock market making a fortune. That's what you should be doing with your money. Investing it and making it grow so that when you have a health care emergency, you have money to pay.
Dave **********
@Paul ********
Good comment, Bangkok bank offers accident insurance for account holders .But it's just for motorcycle accidents. Unless you buy one of their other pricey policies. Which I don't do.