Alasdair Munn thanks 200K is out of the question... if transferring 96K per month on average is not acceptable then nothing will be really in the long run & then I'll have to make a more eternal decision which may have to be made

Graham Seal that's also one of my concerns plus the fact that the current bank statement printout doesn't label or show 'international transfer' so I have to show the sending bank bank statement so that the IO can reconcile the paperwork if they wish to ... there's no other way to show it really... so far I've printed out more than 200 pages of bank statements & the only way to reconcile them is to go through all 427 transfers one by one line item by line item & I doubt that will happen too