This applies to “Commercial Banks”within Thailand.

Note that “GSB”…. the Thai Gov’t Savings Bank is not a “Commercial Bank”.

If you keep more than 1MTB on deposit here in Thailand, it is in your best interest to protect your deposits in the event the bank fails. Open accounts with other banks and keep your balances at no more than 1MTB.

However, if you have Thai ID and a Yellow Book Tambian Baan, you are permitted to open an account with the “GSB”…. Government Savings Bank, which is not a “Commercial Bank.

As a Canadian Expat, I’ve made Phuket my home for the past 26 yrs.

Previously employed as a pilot based in Abu Dhabi, I’m now fully retired from the cockpit.

Recommendation / Suggestion….. contact a reputable Int’l Law Firm and have them advise you on the best path for you particular circumstances.

There are many so called “Visa Agents” providing services. They’re all fighting for your $$$$.

Research “Reputable” Int’l Law Firms and conduct your own Due Diligence. Interview the Firm, before you hire them.

Always remember, you get what you pay for.

If their fees are ridiculously cheap, then it might be worth while to keep looking…..

Good luck…..

Lazada online

Cigna “Close Care Policy”. It will cover you in the country that issued your Passport, and the country where you are living/domiciled.

@Bruce ***

Those holding Tourist Visas are not permitted to hold bank accounts in T’land.

If you plan on traveling around SE Asia….United Overseas Bank (UOB) have branch’s all through SE Asia.

Otherwise GSB. “Gov’t Savings Bank”. They have branches in every small village throughout Thailand, unlike many of the other more mainstream commercial banks.

I’ve been living in Phuket for over the past 26yrs and though I have accounts with other banks, UOB and GSB are my two primary banks.

Have a look at Cigna’s “Close Care Policy”.

Contact Cigna in Dubai or UK.

Be advised that Cigna no longer have offices inside Thailand. You can however apply through any of their overseas offices.





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You might have to start doing your own laundry from now on.