A quick Google search should give you your answer.

@Andy ***********

I’m inclined to agree. For me it’s the UK. I’m still on the electoral roll, I bank in the UK. Have bills I pay in the UK. But I don’t spend at least 6 months in the UK.

If people are saying I need to be in the UK for 6 months to be a tax resident then where is my tax residency as I travel pretty much permanently? non of which are really places for at least 6 months 🤷‍♂️

@Eric ******

plus a 1 time extension in the 5 year period.

@David **********

same people every post who do this. Ignore them.

@Jason ******

I always keep my old phone to have my home sim in for OTP and Thai sim in my new phone. But realise this might not be ideal for everyone.

@Bennito ********

always amazes me that it's just as quick to search it yourself than it is to post a question and take other peoples time.

@Anthony ******

the ATM will charge you but Starling wont. I withdraw cash at the counter in Krungsri bank with my Starling card and Passport.

@Jimmy ********

oh and regards difference with exchange rate. I used to take out around 7,000 THB each week as that was my budget. The difference from the true rate and what I got with my withdrawal was around 40p for that amount with Starling. Pretty good really as you never get the true rate. Works out about 0.25% difference.

@Jimmy ********

I tried a few and Krungsri was the first one that said I could withdraw at the counter, the others declined me. But there may be others.

@Jimmy ********

yeah 220 baht. That’s why I go to the counter and they process it as a debit card transaction with no fee.