I lived in Thailand for over 16 years. (now back in the States) The best advise I ever received came from my good friend with years of Thai experience: "never ask why, just accept the Thai way". It saved me years of agony.
Can someone confirm this: IF I get a non-O visa in the US, purchase the insurance needed, I'll be issued a one year multiple entry retirement visa. Then I deposit 65,000 per month in a Thai bank account for one year. At that time I can renew my retirement visa based on the 65,000 income.??? And so forth for the next years.
Your Husband is an American Citizen. He can apply for the Treaty of Amity. ONLY US citizens can get this in Thailand. A good Accountant or Lawyer can process this for you. You own 100% of the company. (no Thai partners needed) You'll get a work visa and only have to do a border run every 90 days. (OR if you've left the country during that time, your start day reverts to the day you re-entered) Google it.