Yes but his question had nothing to do with insurance, it was about transferring/showing money in a Thai bank account. I was advising on his question. You sort of jumped in and went off at a tangent. Always best to stick to the original question.
You're missing the point. Insurance has to be obtained whether doing in-country extension OR border bounce. The difference is border bounce requires ZERO money in Thai bank account
. All he's doing is speaking the truth. You've zero idea how many stupid farangs have spread their seed around in Thailand. Some are even stupid enough to marry a Thai!
The OP asked for options. Having a Thai child is one such option. I know people who have done this just to remain in Thailand. And yes, I know they're stupid, but that's life