I had a long term visa years ago, recently changed debit card, phone number with the bank. As per their terms and conditions at Kbank my holding of an account is not tied to a long term visa. Unless they change TOS, or the government tells them to close non resident accounts (as they did in Japan this year) I have nothing to fear. What they do reserve is the right to close your account if it had been irregularly opened as it happened with many T and DTV visa holders
I am a client of Kbank, haven’t held a long term visa for years. As far as I am concerned, as long as the Thai government does not order them to, they have no business closing accounts that were properly opened as in their terms and conditions it does not say that I lose access to my account after my visa expires, nor does it say that I have to inform them when I get a new visa
Check the terms and conditions for your particular bank. At the end of the document they will mention the reasons that would allow them to close your account.
By current laws and terms and conditions that I have checked out of curiosity, they are not allowed to close it if it was opened while on a (ED, Work, Thai Elite, Retirement, etc) visa, regardless of your status now.
Yeo Li Ping I read terms and conditions for some of the banks. At this point they have no right to close your account unless 1. you commited a crime (mule account for money
laundering), 2. you opened it on a tourist, or. DTV visa.
Whether you still reside in Thailand on a long term visa, or not, should not affect you if you opened the account correctly
But, they also reserve the right to change these terms and conditions at government request, so if the governmemt decides that only long term visa holders can continue to hold accounts, then its game over