I never had problems with Wise … good exchange rate, low fees, they tell you exact time it would reach the BKK bank account … marked as “international TRX” ….
one gets non-O for 3 months, opens a bank account within a month, seasons 800k for 2 and extend the visa for a 1year at the end of the 3 months Non-O validity.
no landlord will ask you for a visa; a month rent in advance and 2 months deposit is all they are interested. As for banks - you may need to see quite a few before one will give you a bank account. Immigration letter of residence is important but after that each bank is differently fussy; one branch rejected me as the lease pages were signed by just one person not both as on the lease. Other had a problem with surname being before the first name on the lease and the immigration letter. 3rd time lucky as the clerk wanted to finish for the day just before closing time. Easiest route is an agent, a 30 min job for any visa.