@Stuart **********
thank you for your reply. We already have a bank account in Thailand. The problem with applying before we come is in NZ they charge NZ$2000 per application and we have to take insurance which isn’t cheap. If we do the application in Thailand it only costs THB1900. What we want to know is, doing our first application, does the THB800k need to be in our bank account for 3 months before we apply or as it’s our first application the THB800k just needs to be in our account before our application.