I think getting drilled at immigration is far worst. Prepare a visa application at ones leisure from home, even ask a friend for guidance is a better idea
yes if one is unfortunate to need chemo but my insurance covers any stay over 3 hours, so in the past when have a colonoscopy for instance they have paid the costs
I am with Allianz Ayudhya and previously with companies who have merged with them. I took out the policy 23 years ago, when fit and healthy, in later years I increased the cover and they have paid I'd guess 20 claims, the highest being over 200,000 baht without any surgery. They pay the hospital direct but I have no cover as an outpatient and now in later 60's my premium is almost 100,000 per year. I don't know if they offer something to part time residents, but they do have a huge office in Bangkok.