not big money to you,but to some retired guys,every pound helps..I'd rather earn with the investment,and let the agent do the legwork.look what happened with Bangkok bank 🤷..who knows what will be next to happen.
Enquire about the agent covering/finding a way to satisfy the 800,000,which will cost,but will leave your money invested making more than there fees,and keeping your money where u want it,and not the Thai government want it.