@Bobby *******
Right now the embassy website is saying I need 3 million baht or US$100,000 annual coverage. So far in the US I pay all my medical and dental out of my own pocket, so I consider it worthwhile having insurance for accidents and major medical, but I don’t intend to file a claim for every little clinic visit or dentist appointment, other than for meeting my deductible. I closed my AmEx accounts but I’m wondering whether it would be worth applying for a new card. Have you ever filed a claim?