@John *********
I did this for 8 years and it became quite routine, but this time they became real picky. Together with the bank difficulty it was a double whammy.
On one of these forums I saw a post that mentioned that they newly want more passport page copies for a 90-days visit. They were relaxed for some years. I am doing those online now, after 2 failed attempts, for reasons not mentioned on their website. Many unwelcome surprises there.
You mentioned making a transaction and updating the bank book, but I doubt that that will suffice. They want 2 sheets with stamps and all., date of application.