if we were all millionaires like you maybe we wouldn't. My friend had a heart attack while in Spain. It cost his insurance company £25,000 in medical fees. He would have had to pay. I'm sure the OP will appreciate your invaluable comment 👍🏻
yes all advice and help on here is free but there are so many disrespectful people who don't even acknowledge replies. I find it strange.. I was bought up with manners, respecting and treating people as equals. The Thai people have reinforced this on my many visits.