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Todd ********
This is a summary of
Todd ********
's contributions to the platform. They have posed 2 questions and added 5450 comments.

QUESTIONS

COMMENTS

Todd *********
@Stephen *******
don’t be so shy mate. I like your weird, passive aggressive lurker approach with the cute icon. But don’t be afraid to man up and state your piece. Don’t have to bring shame upon yourself for cowardice. Speak up man. It’s a free world
Todd *********
@Nick ***********
singing a different song now Nick. For clarity, what are the risks you perceive?
Todd *********
@John *********
wow. That’s two hard hits. Did not realize this.

The annual indexing continues for all 🇨🇦 govt pensions regardless of where you live. No freeze.
Todd *********
@John *********
it’s not a hassle as all really, I just bring money over when it’s advantageous exchange wise. Not that the CAD has been great lol.

Yes- low interest rates in the UK. We are maybe 4% on 5 year GIC in Canada right now, not much better. Have to look elsewhere.

UK pensions are liable to Thai tax? Interesting. Ours are covered under the tax treaty. Canada does withholding tax and Thailand doesn’t tax them
Todd *********
@Stephen *******
keep up the standing in line lol.

It’s pretty basic math for anyone with a small amount of financial knowledge. Not sure why some of you are so challenged with the basics.
Todd *********
@Paul ******
I bet. They are bureaucratically plodding and the banks can be painfully slow and the way too many copies to sign. But I never close accounts anywhere.

And Mexico permanent residency was a very easy process. And never need to renew. No reporting. No fees. No immigration visits. Just come and go as you please for life
Todd *********
@Stephen *******
not one bit confused. And I value my time. I can even understand why saving the few Pennie’s is so important to you.

Why - because 1.6 million baht is basically beer money for the average retiree.

At least you grasp that I am correct about the legal stamp. Good job
Todd *********
@Ray *******
that’s fair. The money is still there. It’s dead money for 2 years but not much loss to be worried about.

It’s a bit challenging to get THB out of the country. You will get beaten up a bit on fees and exchange rate
Todd *********
@Tony *********
whether fraudulent or not is entirely debatable. And really, it’s the way most of the world works. Always has. Will it ever be prosecuted? No. Is there any risk? So minuscule we can barely see it. If the country wants to end the process, they will. And warnings given to all. Then you switch or move on. And it depends with the break up, but I went straight from agent to LTR. No issues at all. Never left the country
Todd *********
@Ray *******
western countries call it tax and tell us it makes for great nations. African, SE Asian, central and South Americans, Eastern Europeans… we call it corruption and pretend it makes them lesser. Whatever we call it, it comes down to $$.

If Thailand ever decides to close up agencies (highly unlikely) everyone will get far warning to change. And yes lol, lots of nice options out there also