What is the best visa for retirees in Thailand who are self-insuring for health due to age and pre-existing conditions?

Retirees considering moving to Thailand may find that the Non O visa is a suitable option, as it does not require health insurance but necessitates a financial commitment of 800,000 THB in a Thai bank account. Alternatively, the LTR visa can be advantageous for those who qualify, providing a longer stay with fewer restrictions and tax benefits. While the LTR visa requires proof of health insurance or a bank deposit of at least $100,000, it does not mandate annual renewals and allows for easier management of finances. Discussions among expats reveal a variety of opinions on the best visa options, with points raised about the financial implications of medical emergencies without insurance.