@Robert ******

Thanks so much. I think the exchange rate is going to hit a few this next year.

@Stephen ***********

Good for you, but I didn't ask how you managed to live here with out any problems I asked which of our neighbours had the fewest restrictions.

I've done it three times. It can be a bit slow to go through the application but get my approval within 24 hours

I didn't know that was an option. Sounds like they have taken notice of what is happening. Of the last 23 transfers I have done only 3 appeared as Thai bank transfers. I raised the problem with Transferwise some time ago.

@Bob *********

TMB tell me they wont as I don't bank with them. Kasikorn will even though I bank with Bangkok Bank.

@Zabel *****************

22 of the last 25 transfers have been recorded as international transfers. They use 3 partners, Bangkok Bank, TMB and Kasikorn. The problem only arises when they don't use Bangkok Bank.

@Stephen ***********

I bank with bangkok bank who are very good, my problem arouse because I use Tranferwise who have 3 partners, Bangkok Bank, TMB and Kasikorn. If the Bangkok Bank partner has not enough funds then the transfer it as a Swift payment through one of the other partners. Out of the last 22 transfers 3 have been by Swift. I get two payments each month.

@Stephen ***********

Thank you for that. I'll check them out.

@Stephen ***********

. I'm quite happy with my bank, so are you saying in your experience other banks would include Swift transfer in the letter for immigration.