Interesting observation, I have now a retirement visa, while not extent, leave Thailand to go to my home country and apply for DTV. Interesting to see that order new cards is still done even when you change visa. Of course I have an active bank account but still am a guest at Thailand
there is a lot off competition between agents. Google and call them 7k is enoughh, 15k over paying. For examen opening bank account in retirement visa is 5k.